Health Care Alliance Pool 

In the early 1990s, local employers were seeking ways to reduce skyrocketing healthcare premiums and group health insurance rates while maintaining quality healthcare. HCAP was founded upon this premise. Today, by working with third party administrators, we continue to provide solutions through alternative healthcare choices.

Today, Health Care Alliance Pool's (HCAP) network consist of over 2,770 physicians at 771 businesses, including hospitals, ancillary sites, urgent care facilities and laboratories. We are welcoming new participants to take advantage of our locally governed, not-for-profit healthcare provider network. Since 1994, HCAP has been helping local employers, small businesses, and individuals like you find ways to reduce healthcare costs and provide alternative choices for coverage.

We’re proud to be one of the largest provider networks in east central Michigan and your advocate for affordable, quality healthcare.





315 Mulholland Street
Bay City, Michigan 48708
Phone: (989) 891-8820
Fax: (989) 891-8161


© 2006 - 2017 Health Care Alliance Pool. All Rights Reserved.

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