Health Care Alliance Pool 

In the early 1990s, local employers were seeking ways to reduce skyrocketing healthcare premiums and group health insurance rates while maintaining quality healthcare. HCAP was founded upon this premise. Today, by working with third party administrators, we continue to provide solutions through alternative healthcare choices.

Today, HCAP's network consists of 2,214 physician-type providers, 22 hospitals and 113 ancillary companies at 173 locations. We are welcoming new participants to take advantage of our locally governed, not-for-profit healthcare provider network. Since 1994, Health Care Alliance Pool (HCAP) has been helping local employers, small businesses, and individuals like you find ways to reduce healthcare costs and provide alternative choices for coverage.

We’re proud to be one of the largest provider networks in east central Michigan and your advocate for affordable, quality healthcare.


Click here for the latest Choosing Wisely for helpful tips.




Click here for the latest HCAP newsletter.   

315 Mulholland Ave.
Bay City, MI 48708
TollFree (MI Only): (800) 799-6172
Phone: (989) 891-8820
FAX: (989) 891-8161


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